OCABR Certified
MA Licensed Painting Contractor
Don't let budget hold you back. Finance projects up to $100,000 with terms up to 20 years through our partner, Foundation Finance Company. Checking your options won't affect your credit score.
No credit impact to check options • Projects up to $100K • Terms up to 20 years
We make financing simple—here's what to expect
Request a free estimate and let us know you're interested in financing. We'll discuss your project, timeline, and provide an exact quote—no commitment required.
We'll help you prequalify with a soft credit pull that won't affect your score. In minutes, you'll see if you qualify for up to $100,000 in financing and what terms may be available.
Review your options—you may qualify for promotional rates, same-as-cash plans, deferred payments, or terms up to 20 years. Pick the monthly payment that fits your budget.
Once you choose a plan, we guide you through the final application. Sign documents electronically, and we schedule your project. A hard credit inquiry occurs only at this step.
We complete your painting project while you make easy monthly payments through a simple online portal. Set up autopay and forget about it!
Smart homeowners use financing to get more done, sooner
The median home renovation costs $24,000 but median savings is only $8,000. Spread payments over time while keeping cash available for life's priorities.
The average credit card rate is ~22.76%. Our financing offers competitive rates with fixed monthly payments—no surprises, no revolving balances.
From a single room refresh to a full home transformation, financing covers projects of all sizes. No prepayment penalties—pay off early anytime.
With terms up to 240 months, you can find a monthly payment that fits any budget. Plus, approvals stay valid for 180 days—apply now, paint when you're ready.
Prequalify without hurting your credit score. A hard inquiry only happens if you decide to move forward. Wide range of credit profiles accepted.
Nearly 4 out of 5 homeowners who financed their project would recommend it. Our financing partner, Foundation Finance Company, makes the process seamless.
Adjust the sliders to see what your project could cost per month
This is an estimate only. Your actual rate and terms depend on credit approval through Foundation Finance Company. Rates shown are representative and may not reflect your specific offer.
Common questions about painting project financing
No! Prequalification uses a soft credit pull which does NOT affect your credit score. You can see your options without any impact. A hard inquiry only occurs if you decide to proceed with a full application and sign contract documents.
You don't need perfect credit. Our financing partner approves customers with a wide range of credit profiles—from excellent to below average (FICO scores as low as 550). Better credit typically means better rates and more promotional options, but many homeowners qualify. The best way to find out is to prequalify—it takes minutes and won't affect your score.
Loan terms can extend up to 20 years (240 months), giving you plenty of flexibility to find a monthly payment that fits your budget. Shorter terms are also available if you prefer to pay off faster.
Depending on your approval, you may qualify for promotional plans including: reduced interest rates, same-as-cash (pay in full during the promo period and owe zero interest), deferred monthly payments (delay payments while your project is completed), equal payments with no interest accrual, or even no-payments-no-interest plans. We'll walk you through every option you qualify for.
Prequalification results are typically instant. If you decide to proceed with a full application, most approvals are processed quickly. Plus, approved financing stays valid for up to 180 days—so you can lock in your approval now and schedule your project when the timing is right.
We handle the application process for you! Just tell us about your project and express interest in financing. We'll guide you through the prequalification, explain your options, and help with any paperwork. You're never alone in the process.
Once approved and you've signed your documents, we schedule your painting project. You'll make convenient monthly payments through an easy online portal with options like autopay and e-statements.
Yes! There are no prepayment penalties. You can pay off your balance early at any time without extra fees. This can save you money on interest if you come into extra funds.
Contact us! We're here to help with any questions about your financing, payments, or account management. Just call, email, or chat with Matti anytime.
Yes! Financing is available for projects up to $100,000. Whether it's a single room refresh, a full interior/exterior transformation, or a large commercial project, we can help you explore payment options that work for your budget.
Get a free estimate and see your financing options—it takes just a few minutes and won't affect your credit. We'll guide you through every step.
Important Disclosures: All financing is subject to credit approval through Foundation Finance Company (NMLS#916914). Rates, terms, conditions, and promotional offers vary based on creditworthiness and can change. Prequalification uses a soft credit pull and will not affect your credit score. Upon receipt of a completed credit application and executed contract documents, a hard inquiry (which may affect the applicant's credit score) will appear on the applicant's credit report.
SL Painting is not a lender and does not make credit decisions. Financing is provided by Foundation Finance Company LLC. Promotional plans including reduced interest rates, same-as-cash, deferred payments, equal payments, and no-payments-no-interest may be available depending on your credit approval tier. Not all customers will qualify for all plans. Payment example: a $10,000 project at 10.9% APR over 120 months would be approximately $137.20/month. Your actual rate and terms may differ.
For questions about your financing, contact SL Painting directly—we're happy to help!
MA Licensed Painting Contractor
Top-Rated in Springfield, MA
Safe for Older Homes
20+ Years in Western MA
Sherwin Williams & Benjamin Moore
500+ Homes Across MA & CT
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